Handover and Snagging Checklist for a New Property
Handover is when a completed off-plan unit becomes yours to use. Before you accept the keys, settle the final statement, inspect the unit room by room for defects (snagging), record every issue in writing and agree when it will be fixed. This guide covers what happens between completion and handover, a printable snagging checklist, common areas, defects after handover, and the accounts to set up once you have the keys.
Written by Next Reality Research7 min read
Key points
After the completion certificate, the developer registers the completed project and units are registered in the names of buyers who have met their obligations.
Check the final statement before you pay. On a sale registration, DLD charges an AED 250 title deed certificate issuance fee.
Inspect every room and the common areas, list every defect in writing with photos, and book a re-inspection.
Dubai law keeps the developer liable for structural defects and for defective installations for set periods after completion and handover.
Owners pay annual service charges pro rata to unit area; charges need RERA approval. Look up approved rates in the DLD / RERA Service Charge Index.
Handover is the point where your completed off-plan unit becomes yours to use. Before you sign the handover form and take the keys, you should check three things: that the money side is right, that the unit matches your agreement, and that every defect is written down with a date to fix it. This guide gives you a checklist for each step.
What happens between completion and handover
Completion and handover are related but not the same.
Completion certificate. The authorities issue a completion certificate when the building is finished. Under Law No. 13 of 2008, the developer must then enter the completed project in the land register, including registering sold units in the names of buyers who have met their contractual obligations.
Completion notice. The developer writes to you to say the unit is ready, usually with a final statement of what you still owe and the handover steps.
Final payment. You pay the remaining balance, or your bank pays it if you are using a mortgage at completion.
Title deed. Once you have paid in full, the unit is registered in your name in the land register and the title deed is issued. DLD’s sale registration service lists an AED 250 title deed certificate issuance fee. Check your final statement for any registration fees the developer is passing on.
Inspection and keys. You inspect the unit, record any snags, sign the handover documents and receive the keys and access cards.
You can follow your project’s progress and payments due in the Dubai REST app.
Before the inspection: documents, final statement, utilities, service charges
Prepare these before the handover appointment:
Your SPA and its schedules, including the specification list, floor plan and finishes. You will check the unit against them.
The final statement. Check every line against your SPA and your payment receipts. Query anything you do not recognise before you pay.
Proof of payment for every instalment.
Identification, and a power of attorney if someone attends for you.
Service charge position. Ask whether any service charges are already due on your unit, and from what date. Rates must be approved by RERA, and you can look them up in the DLD / RERA Service Charge Index.
Utilities. Ask how electricity, water and cooling are supplied. DLD notes that where air conditioning is not metered per unit, cooling charges are usually collected by the developer or the owners’ association rather than a utility provider.
Unit area. Compare the area in your title deed or completion documents with the net area in your SPA. Under Dubai’s interim register bylaw, the developer must compensate you if the unit is more than 5% smaller than the net area in the contract.
Snagging checklist by room
A snag is any defect or unfinished item. Bring a torch, a phone charger to test sockets, a spirit level app, painter’s tape to mark snags, and a notepad or camera. Take a photo of every snag with a wide shot for location and a close-up.
Walls and ceilings
Cracks, uneven plaster, patchy or missed paint
Stains or damp patches, especially near windows and wet areas
Straight joints and corners
Floors
Cracked, chipped, hollow-sounding or uneven tiles
Grout gaps and uneven skirting
Scratches on wooden or vinyl flooring
Doors
Doors open and close smoothly and do not rub
Locks, handles, hinges and door stops work
Gaps at the bottom are even
Windows and glazing
Windows open, close and lock
Seals are complete and there are no scratches or cracks in the glass
No light visible around frames when closed
Bathrooms and wet areas
Water pressure and hot water at every tap and shower
Drains empty quickly, with no smells
Silicone seals around baths, basins and shower trays are complete
Toilets flush and refill properly, with no leaks at the base
Floor falls towards the drain
Kitchen
Cabinet doors and drawers align and close fully
Worktops have no chips, and joints are sealed
Appliances supplied under your SPA are installed and work
Sink, tap and waste work with no leaks underneath
Electrical
Every light and switch works
Every socket works (test with a charger)
The distribution board is labelled
Smoke detectors are fitted where shown on the plans
Air conditioning
Every unit cools and the thermostat responds
No dripping from indoor units or ducts
Grilles are clean and fixed
Plumbing
No leaks under sinks or around water heaters
Access panels are present and open
Balcony and terrace
Railings are firm
Floor drains work
Tiles and sealant are complete
Printable checklist
Print this page to take with you. Tick each line on the day and note the room and a short description next to anything
that fails.
Common areas and building services
Your share of the building matters too, because you will pay towards its upkeep.
Lobby, corridors and lifts are finished and working
Car park bay allocated to you matches your SPA, with access cards working
Gym, pool and other amenities promised in your SPA are open or have a stated opening date
Fire exits are clear and signed
Waste rooms and chutes work
Intercom and building access work
Defects in common areas are handled by the building’s management entity. Under Law No. 6 of 2019 on jointly owned property, an owners committee may notify the management entity or RERA of defects in structural parts or common parts that need urgent repair.
Recording and submitting snags; re-inspection
Write a numbered list with room, description and photo reference for each snag.
Submit it in writing through the developer’s handover process, and keep the acknowledgement.
Agree a repair date for each item, or for the list as a whole.
Re-inspect after repairs. Close each item only when you are satisfied, and carry anything unresolved onto a new list.
Keep copies of every list, photo and email. They are your record if a defect comes back.
If you are not in Dubai, a representative or a professional inspector can attend for you. Make sure they have written authority to sign on your behalf, and agree in advance what they may accept.
Defects after handover: what the developer remains responsible for
Some defects only appear after you move in. Law No. 6 of 2019 (Article 40) keeps the developer liable for two kinds of defect in jointly owned property:
Structural defects: the developer must remedy defects in the structural parts of the building for a set period counted from the date of the completion certificate.
Defective installations: the developer must repair or replace defective installations, such as mechanical and electrical works and sanitary and sewerage installations, for a shorter period counted from the date the unit is handed over to you. If an owner does not take possession, that period runs from the completion certificate instead.
The law also says these provisions do not reduce any other rights or warranties owners have against developers under other legislation. Your SPA may add its own defects terms.
Separately, the escrow law requires the escrow agent to retain 5% of the escrow account, held back for one year after the units are registered to buyers. DLD describes this as a way to make the developer address defects promptly. It is held for the project as a whole, not as a fund you can claim from directly.
If a unit proves unfit for use because of material construction defects, the implementing bylaw of the interim register law lets a buyer go to court to seek termination of the contract. That is a last resort and needs legal advice.
Off-plan carries risk
Projects can be delayed, plans can change and values can fall as well as rise. Read the agreement, check the project's registration and escrow account, and commit only what you can afford.
After the keys: utilities, Ejari if leasing, service charge account
Once you have the keys:
Utilities. Open the electricity and water account in your name, and any separate cooling account the building uses.
Service charges. Approved service charges are billed and paid through DLD’s Mollak system. Law No. 6 of 2019 sets the basis. Owners pay annual service charges pro rata to unit area; charges need RERA approval. Check the approved rate for your project in the DLD / RERA Service Charge Index.
Owner wallet. Add the unit to the owner wallet in the Dubai REST app to see service charges and other details in one place.
If you plan to lease. Every lease must be registered through Ejari, DLD's system for registering tenancy contracts. Tenants need it to connect utilities. Our guide on renting out your property covers the steps.
This page is general information, not legal, tax, immigration or financial advice. Rules and fees are set by the authorities and can change. Confirm the details with the authority or a licensed adviser before you act. Read our disclaimer.
Frequently asked questions
Can I refuse handover if there are defects?
Your SPA sets the handover conditions, so read it first. Refusing possession has consequences: under Dubai's jointly owned property law, if an owner does not take possession, the developer's liability period for installations runs from the completion certificate instead of handover. The usual route is to list defects in writing and agree a repair date. Take legal advice before refusing.
Do I need a professional snagging inspection?
It is not required by law. Many buyers do their own inspection with a checklist like this one. A professional inspector can test things a visual check misses, such as hidden leaks, electrical loads or air conditioning performance. If you are overseas, an inspector or a trusted representative can attend for you.
When do I start paying service charges?
Owners pay an annual share of service charges based on unit area, and the developer pays for unsold units and for any sold units where the sale contract says it will. Check your SPA for any developer-paid period, then watch for invoices from DLD's Mollak system, which is how approved charges are billed and paid.
How long does the developer have to fix defects?
Dubai's jointly owned property law sets two liability periods: a longer one for structural defects, counted from the completion certificate, and a shorter one for installations such as electrical, mechanical and plumbing works, counted from handover. Your SPA may add a repair timetable. Report defects in writing as soon as you find them.
Sources
Official sources used on this page. Each was checked on the date shown.
Buying off-plan in Dubai follows ten steps, from checking the project on DLD's services to receiving your title deed. You set your goals and budget, verify the project and developer, reserve, sign the sales and purchase agreement, have the sale registered in Oqood, pay instalments into escrow, track construction, complete, and take handover. This guide explains each step and what to check.
Service charges are the annual fees owners in Dubai buildings pay for running and maintaining shared areas. RERA must approve them, and each owner's share is based on the area of their unit. You can check approved rates on the DLD Service Charge Index or in the Dubai REST app before you buy. This guide explains what they cover, who sets them and when they start.
To rent out a Dubai property after handover, make sure the unit is registered in your name and ready to live in, set the rent using the DLD Rental Index rather than asking prices, sign a written tenancy contract and register it in Ejari. On renewal, rent increases are capped by the Rental Index, and changes need advance written notice.
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