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The UAE Golden Visa Through Property

The Golden Visa, which ICP calls Golden Residency, is a long-term UAE residence that does not need a sponsor. Property investors may qualify by owning property in the UAE worth at least AED 2 million in total, for a residency of 10 years. Off-plan and mortgaged property can count under conditions. The authorities decide every application, so treat the criteria below as a guide to check against, not a promise.

Key points

  • Property route: one or more UAE properties worth at least AED 2 million in total, for a residency of 10 years.
  • Off-plan, per ICP: units totalling at least AED 2 million bought from an approved local developer, subject to the issuing authority's current requirements.
  • Financed property can count, with conditions. In Dubai, a mortgaged property can qualify with a no objection certificate from the bank showing the amount paid.
  • Joint ownership: the applicant's own share must be worth at least AED 2 million.
  • The visa is issued by the authorities (ICP and, in Dubai, GDRFA Dubai, with DLD for property), never by a broker.

What the Golden Visa is

Golden Residency is a long-term residence permit issued by the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP). ICP describes it as residency without the need for a sponsor, which allows holders and their families to live, work, study and invest in the UAE. Real estate investors are one of several eligible groups.

For property investors, the residency lasts 10 years and is renewable.

The property route: what the authorities ask

These are the published criteria for the real estate route. Use the checker above for a first view of how your property compares.

Criterion What the official sources say
Value Property worth at least AED 2 million in total, in one or more properties
Off-plan Off-plan units totalling at least AED 2,000,000 bought from an approved local developer, per ICP, subject to the issuing authority’s current requirements
Mortgage In Dubai, a mortgaged property can qualify with a no objection certificate from the bank showing the amount paid
Joint ownership In Dubai, the applicant's own share must be worth at least AED 2 million
Duration 10 years, renewable

Three points need particular care:

  • Off-plan in Dubai. ICP allows off-plan units, but DLD’s Golden Visa service for investors lists a title deed among its documents. Check how your unit would be treated before you rely on it.
  • Mortgaged property. In Dubai, DLD asks for a no-objection letter from the bank showing the amount paid and the balance, and its service description refers to the paid amount meeting the value threshold.
  • Keeping the property. GDRFA Dubai notes that a lien is placed on the property for the residency and that it may not be disposed of while the residency lasts.

Read the full guide: Golden Visa through property in Dubai.

Family members

DLD’s investor service states that a husband or wife, children and parents can be sponsored, each with their own permit, documents and fees. ICP requires valid health insurance for the investor and their family members. If you apply from outside the UAE, ICP describes an entry visa that lets you come to the UAE to complete the process.

Other property-linked routes

If your property does not meet the Golden Visa criteria, other routes may fit:

  • Property-owner residence (Taskeen). DLD offers a two-year residence for property owners. Sole owners need no minimum value, and joint owners need a share worth at least AED 400,000. DLD’s service asks for a title deed, so it applies to completed, registered property.
  • Retiree residence. In Dubai, DLD offers a retiree residence for owners aged 55 years or older who own property worth at least AED 1 million, with further conditions.

Read the full guide: Other property investor visa routes in the UAE.

Where applications are made

Applications go through official channels only:

The authorities review each application against their current requirements and make the decision. Fees, documents and processing times are set by them and listed on their service pages.

How we help

We help you understand the criteria before you buy, so the property you choose fits the route you have in mind. That means reviewing the official criteria with you, preparing a document checklist and explaining each step of the official process. We do not give immigration advice and we cannot promise an outcome. See our Golden Visa guidance service.

General information only

This page is general information, not legal, tax, immigration or financial advice. Rules and fees are set by the authorities and can change. Confirm the details with the authority or a licensed adviser before you act. Read our disclaimer.

Frequently asked questions

Does off-plan property qualify?

It may. ICP states that an investor may qualify with off-plan units totalling at least AED 2 million bought from an approved local developer. In Dubai, DLD's Golden Visa service lists a title deed among its documents, so ask the authorities how an off-plan unit is treated before you rely on it. Their current requirements decide each case.

Can I include my family?

DLD's investor service states that a husband or wife, children and parents can be sponsored, and ICP says the residency supports family members living in the UAE. Each family member's permit has its own documents and fees, and ICP requires valid health insurance for the investor and their family members.

Do you apply for the visa on my behalf?

We guide you through the official criteria and the documents they ask for, and help you understand how your property fits them. The application itself is made through the official channels: DLD, ICP or GDRFA Dubai. The authorities review it and make the decision, and we cannot influence or promise the outcome.

Sources

Official sources used on this page. Each was checked on the date shown.

Show 7 SourcesHide Sources
  1. Golden Residency Guide, Federal Authority for Identity, Citizenship, Customs and Port Security, checked 16 October 2026
  2. Golden Residency, Federal Authority for Identity, Citizenship, Customs and Port Security, checked 16 October 2026
  3. Golden visa, UAE Government portal (u.ae), checked 16 October 2026
  4. Golden Visa application - Investor, Dubai Land Department, checked 16 October 2026
  5. Golden Visa application - Retiree, Dubai Land Department, checked 16 October 2026
  6. Investor Residence Application (Taskeen), Dubai Land Department, checked 16 October 2026
  7. Golden Residence for investors (real estate and public investments), General Directorate of Residency and Foreigners Affairs - Dubai, checked 16 October 2026
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    Owning UAE property above a value threshold set by the authorities may make you eligible to apply for the long-term UAE Golden Residency, subject to their criteria. Off-plan and mortgaged property can count under conditions. ICP and GDRFA Dubai decide every application. This guide explains eligibility, family sponsorship, how to apply in Dubai and how to keep the residency. Official pages differ in places, and we show where.

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